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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great credit card

Works perfect for me they really are a great credit card Reviewed on: 11th April 2023

Excellent Company

No issues with these guys at all. Excellent service from the start, happy with the card! Reviewed on: 11th April 2023

Helper

Thier credit card helped me a lot Reviewed on: 11th April 2023

Amazing

Brilliant amazing fast and effective service hassle free Reviewed on: 11th April 2023

They are good and understandable

my experience with this company is amazing Reviewed on: 11th April 2023

Best credit card

The leading one among the new It's good to keep up with the leading group and surpass your mates in the business which zopa has demonstrated. Reviewed on: 11th April 2023

Great, easy to use service

Fantastic service and something I would definitely recommend. Reviewed on: 11th April 2023

Best Provider and Support

Always found Zopa to be the provider of choice, always helpful when having issues, which is very rare. Fair and clear processes. Reviewed on: 11th April 2023

Helpful

This company helped me when I really was in a pickle, saved my home Reviewed on: 11th April 2023

Brilliant

The app is very easy to use had no problems with it! I feel totally in control with my account, zopa keeps me updated with my payments and any changes regularly which is great to know we're I am with my account would recommend to anyone who is looking for a credit card. Reviewed on: 11th April 2023

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