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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

They are good and understandable

my experience with this company is amazing Reviewed on: 11th April 2023

Best credit card

The leading one among the new It's good to keep up with the leading group and surpass your mates in the business which zopa has demonstrated. Reviewed on: 11th April 2023

Great, easy to use service

Fantastic service and something I would definitely recommend. Reviewed on: 11th April 2023

Best Provider and Support

Always found Zopa to be the provider of choice, always helpful when having issues, which is very rare. Fair and clear processes. Reviewed on: 11th April 2023

Helpful

This company helped me when I really was in a pickle, saved my home Reviewed on: 11th April 2023

Brilliant

The app is very easy to use had no problems with it! I feel totally in control with my account, zopa keeps me updated with my payments and any changes regularly which is great to know we're I am with my account would recommend to anyone who is looking for a credit card. Reviewed on: 11th April 2023

Great service

Cannot complain about anything above bord on everything Reviewed on: 11th April 2023

Just great

Very good a great card to have I will recommend to everyone Reviewed on: 11th April 2023

Absolutely amazing - I can't fault Zopa at all.

They have always been so good at helping with any queries or questions that I may have. THANK YOU ALL SO MUCH Reviewed on: 11th April 2023

Easy

Easy experience! Had decision quickly, no waiting around Reviewed on: 11th April 2023

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