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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great service

Cannot complain about anything above bord on everything Reviewed on: 11th April 2023

Just great

Very good a great card to have I will recommend to everyone Reviewed on: 11th April 2023

Absolutely amazing - I can't fault Zopa at all.

They have always been so good at helping with any queries or questions that I may have. THANK YOU ALL SO MUCH Reviewed on: 11th April 2023

Easy

Easy experience! Had decision quickly, no waiting around Reviewed on: 11th April 2023

Credit card

Easiest credit card to use and repay, very useful app Reviewed on: 11th April 2023

Hassle free card

Easy to use , friendly online team would recommend to others Reviewed on: 11th April 2023

Best credit card

Zopa credit card is one of the best keep you in control of your spending all of the time with text messages when your card is used Reviewed on: 11th April 2023

Simply the best

Great bank, that is totally transparent, with no hidden charges, with only its customers as it’s clear focus! Reviewed on: 11th April 2023

credit card

find this bank a very helpful and easy bank to deal with they will do there up most to help you Reviewed on: 11th April 2023

Fantastic

A good service and easy to use App. I would recommend Zopa finance services Reviewed on: 11th April 2023

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