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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Easiest credit card to use and repay, very useful app Reviewed on: 11th April 2023

Hassle free card

Easy to use , friendly online team would recommend to others Reviewed on: 11th April 2023

Best credit card

Zopa credit card is one of the best keep you in control of your spending all of the time with text messages when your card is used Reviewed on: 11th April 2023

Simply the best

Great bank, that is totally transparent, with no hidden charges, with only its customers as it’s clear focus! Reviewed on: 11th April 2023

credit card

find this bank a very helpful and easy bank to deal with they will do there up most to help you Reviewed on: 11th April 2023

Fantastic

A good service and easy to use App. I would recommend Zopa finance services Reviewed on: 11th April 2023

Brilliant.

Excellent service. Great product. Highly recommended Reviewed on: 11th April 2023

Best service

Best service I've ever had..they go beyond there service Reviewed on: 11th April 2023

Great service

I’ve had my card for a few years and have no issues with service the app is really easy to use and works all the time Reviewed on: 11th April 2023

Good services

HI, I use ZOPA credit card and I am very happy with the services provide by them. Trust financial system, friendly and very handy. Thank you. Reviewed on: 11th April 2023

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