Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good company

Very good company customer service team good don't keep you waiting a long time Reviewed on: 11th April 2023

The best card ever

I love zopa they are friendly and helpful with all the alerts and flexibility x Reviewed on: 11th April 2023

Zopa credit card

Not long had my zopa credit card had £300 balance then within a say got offered another £200 love the online app to see you spends Reviewed on: 11th April 2023

Wonderful

Zopa credit makes credit building a beautiful journey. They keep updated at all times to enable you stay on top. Reviewed on: 11th April 2023

Great service

Great service always know we're you are with them Reviewed on: 11th April 2023

Excellent

Excellent customer service, easy to use App….. Reviewed on: 11th April 2023

Great all round card and app

My Zopa credit card was easy to apply for, gave a good credit limit straight away and is easy to understand. The App is also user friendly and overall i have found it to be a good credit card. Reviewed on: 11th April 2023

Amazing company

Zopa is an amazing Card provider . Reviewed on: 11th April 2023

Easy to use

I think think is a great card, I find it so easy to use, easy to access your account, I would recommend this to people it helps build credit score Reviewed on: 11th April 2023

Ease, Dependable, Friend

Biggest part of this is that I’ve never get worried, upset, threatened by and sort of email, message, credit card statement. Always been there when I need them and always wanting to help, suggest sensible ways to save and never, ever forced anything on me or my family. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5820 reviews
Platinum Cashback Credit Card
from American Express 4.35 from 71 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub