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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Amazing

5
Really good company I love it great communication Reviewed on: 11th April 2023
James Tutcher's avatar
James Tutcher

Amazing

5
Low interest great repayments great app love it Reviewed on: 11th April 2023
Mell Civelek's avatar
Mell Civelek

Easy Peasy

5
Great company, the app very easy to use, customer service great Reviewed on: 11th April 2023
Catherine McGreevy's avatar
Catherine McGreevy

Simple, Clear and helpful

5
A credit facility that clearly sign posts the way it should be used to get the most from it. Reviewed on: 11th April 2023
D Higham's avatar
D Higham

Fantastic

5
Fantastic customer service well managed Reviewed on: 11th April 2023
Natalie Wilson's avatar
Natalie Wilson

A breeze to apply, a breeze to use and a breeze to make repayments.

5
Using the zopa credit card is a breeze. Since I opnend the account I have had no problems whatsoever and using the app is a breeze too. The card has helped me in certain situations and so happy I was able to turn to Zopa. Reviewed on: 11th April 2023
Wasim Tisekar (Waz)'s avatar
Wasim Tisekar (Waz)

Great card

5
Been a really good card and very happy with the service Reviewed on: 11th April 2023
Steve m's avatar
Steve m

Reliable, straightforward card

5
Zopa credit card was so easy to apply for. The clear and easy to use app keeps you up till date with your finances. Reviewed on: 11th April 2023
Diane Crannage's avatar
Diane Crannage

The best

5
Absolutely A1 as soon as u pay ur bill its straight back onto your card no waiting for 2 days to process its done within minute. Reviewed on: 11th April 2023
Roy W Here's avatar
Roy W Here

Great

5
Zopa are an effective and reliable credit card provider. Their communication is consistent and they are easy to get hold of if needed. Reviewed on: 11th April 2023
Lucy's avatar
Lucy

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