Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Fantastic customer service well managed Reviewed on: 11th April 2023

A breeze to apply, a breeze to use and a breeze to make repayments.

Using the zopa credit card is a breeze. Since I opnend the account I have had no problems whatsoever and using the app is a breeze too. The card has helped me in certain situations and so happy I was able to turn to Zopa. Reviewed on: 11th April 2023

Great card

Been a really good card and very happy with the service Reviewed on: 11th April 2023

Reliable, straightforward card

Zopa credit card was so easy to apply for. The clear and easy to use app keeps you up till date with your finances. Reviewed on: 11th April 2023

The best

Absolutely A1 as soon as u pay ur bill its straight back onto your card no waiting for 2 days to process its done within minute. Reviewed on: 11th April 2023

Great

Zopa are an effective and reliable credit card provider. Their communication is consistent and they are easy to get hold of if needed. Reviewed on: 11th April 2023

Excellent

Zopa credit card is easy to apply, the best credit card I have ever had the pleasure of using. The interest is the cheapest of all the other credit cards. Affordable and reliable, recommended to everyone I no. Thanks Zopa Reviewed on: 11th April 2023

Best customer service and always informative

This credit card provider, assesses customers to make sure they can afford payment of their credit limit amount and always informs in full before making a decision to take the product. Reviewed on: 11th April 2023

Simple - all bank please take notes

App = brilliant Service = brilliant No technicalities. No mess about. Just what is needed. And security is top class. All at you fingertips. Enough said Reviewed on: 11th April 2023

Good rates

Very quick, reliable and reasonable credit card lender. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews
Credit card (discontinued)
from Wave (inactive) 3.70 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub