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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service

Brilliant service, very fast receipt of approval and card Reviewed on: 11th April 2023

The credit fixer

I honestly couldn’t get credit anywhere, my credit score was that bad but with the help of Zopa card I am on path to fixing my credit again… thank you Zopa Reviewed on: 11th April 2023

Next gen banking

The easy to use app, borrowing power summary and suggested options are refreshingly relevant and intuitive. The bar is set high. Reviewed on: 11th April 2023

Brilliant customer service

Never had an issue with them when ever i had a problem they have solved it straight away so i would recommend it to my family and friends Reviewed on: 11th April 2023

Quick Service

Quick service, easy login, good value Reviewed on: 11th April 2023

Amazingly good company

I got to build up my credit with it 6 months with my credit limit increasing Reviewed on: 11th April 2023

Super simple

I joined zopa with the lower introductory rate which was an excellent first credit card. Zopa provides you with everything you need to know when signing up there weren't any hidden agendas. Any changes made you are made aware of well in advance. I find the app has excellent easy to use features. Making payments is super simple and they always give you prompts well in advance before. It really has been saviour for my finances lately. Overall I find the brand friendly, trustworthy and effective. Thanks. Reviewed on: 11th April 2023

I love Zopa Card

I’m so happy zopa credit card I love zopa Reviewed on: 11th April 2023

Top card

Great card, great customer service, easy app what more do you want from a card Reviewed on: 11th April 2023

Amazing

The best card company I have ever had. Excellent service Reviewed on: 11th April 2023

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