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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Super simple

I joined zopa with the lower introductory rate which was an excellent first credit card. Zopa provides you with everything you need to know when signing up there weren't any hidden agendas. Any changes made you are made aware of well in advance. I find the app has excellent easy to use features. Making payments is super simple and they always give you prompts well in advance before. It really has been saviour for my finances lately. Overall I find the brand friendly, trustworthy and effective. Thanks. Reviewed on: 11th April 2023

I love Zopa Card

I’m so happy zopa credit card I love zopa Reviewed on: 11th April 2023

Top card

Great card, great customer service, easy app what more do you want from a card Reviewed on: 11th April 2023

Amazing

The best card company I have ever had. Excellent service Reviewed on: 11th April 2023

Easy and fuss free!

My Zopa credit card app allows me to track my spending and billing information easily. The customer service is excellent and I always get a quick response from Zopa when I need one. Would 100% recommend this company for anyone looking to build their credit score. Reviewed on: 11th April 2023

App great, seems like a trusted company

Fair limits, user friendly app. No problems so far. Reviewed on: 11th April 2023

Great credit card

Great credit card. Low interest and good customer service Reviewed on: 11th April 2023

amazing company

I love zopa it is an easy way to build up credit score Reviewed on: 11th April 2023

Fantastic service

Always helpful and courteous, explaining everything in detail but in understandable language. Reviewed on: 11th April 2023

Why say yes to Zopa

The application process was quick & straight forward. The interest rate could be better, but it is better than some others. As as a short term borrowing facility, it certainly is a good option. The online app is easy to use, and payments can be made at any time & show up quickly on the account. Reviewed on: 11th April 2023

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