Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy and fuss free!

My Zopa credit card app allows me to track my spending and billing information easily. The customer service is excellent and I always get a quick response from Zopa when I need one. Would 100% recommend this company for anyone looking to build their credit score. Reviewed on: 11th April 2023

App great, seems like a trusted company

Fair limits, user friendly app. No problems so far. Reviewed on: 11th April 2023

Great credit card

Great credit card. Low interest and good customer service Reviewed on: 11th April 2023

amazing company

I love zopa it is an easy way to build up credit score Reviewed on: 11th April 2023

Fantastic service

Always helpful and courteous, explaining everything in detail but in understandable language. Reviewed on: 11th April 2023

Why say yes to Zopa

The application process was quick & straight forward. The interest rate could be better, but it is better than some others. As as a short term borrowing facility, it certainly is a good option. The online app is easy to use, and payments can be made at any time & show up quickly on the account. Reviewed on: 11th April 2023

Great Card

It has been a great card and helping me to build my credit history. Reviewed on: 11th April 2023

Very responsible lender

I prefer to work with a card company who are reviewing my credit responsibly Reviewed on: 11th April 2023

5 star credit card

Love zopa and would definitely recommend. I always know exactly where my balance is at and love the very clear and easy to use app Reviewed on: 11th April 2023

Great

Being able to view access your account and apply for increases and decreases. Also easy access to your account Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.42 from 115 reviews
Fluid Credit Card
from NewDay 3.46 from 105 reviews
Freedom Rewards Credit Card
from Barclaycard 3.92 from 62 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub