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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy

Using zopa is super easy using the app Reviewed on: 11th April 2023

Very helpful

Love the low interest rates and the app is brilliant to keep up with payments text alerts with something new Reviewed on: 11th April 2023

user friendly and convenient

great customer service with low interest rates and user friendly app Reviewed on: 11th April 2023

Ideal

Very easy to use app, fast response Reviewed on: 11th April 2023

Best credit card provider

Zopa has helped me to rebuild my credit score thank you so much Reviewed on: 11th April 2023

Best credit provider

Nice service, perfect team. The best credit amount. Reviewed on: 11th April 2023

Very Good Credit card company

They help me keep on top of my finances and were one of the credit card companies that gave me credit when my rating was poor, this helped me build up my credit score. Reviewed on: 11th April 2023

Cc

Easy to access and use defo recommend Reviewed on: 11th April 2023

Excellent

Excellent company indeed really helpful Reviewed on: 11th April 2023

Good communication

The App provides every aspect of managing your money clearly and simply Reviewed on: 11th April 2023

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