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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great Card

It has been a great card and helping me to build my credit history. Reviewed on: 11th April 2023

Very responsible lender

I prefer to work with a card company who are reviewing my credit responsibly Reviewed on: 11th April 2023

5 star credit card

Love zopa and would definitely recommend. I always know exactly where my balance is at and love the very clear and easy to use app Reviewed on: 11th April 2023

Great

Being able to view access your account and apply for increases and decreases. Also easy access to your account Reviewed on: 11th April 2023

Easy

Using zopa is super easy using the app Reviewed on: 11th April 2023

Very helpful

Love the low interest rates and the app is brilliant to keep up with payments text alerts with something new Reviewed on: 11th April 2023

user friendly and convenient

great customer service with low interest rates and user friendly app Reviewed on: 11th April 2023

Ideal

Very easy to use app, fast response Reviewed on: 11th April 2023

Best credit card provider

Zopa has helped me to rebuild my credit score thank you so much Reviewed on: 11th April 2023

Best credit provider

Nice service, perfect team. The best credit amount. Reviewed on: 11th April 2023

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