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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very Good Credit card company

They help me keep on top of my finances and were one of the credit card companies that gave me credit when my rating was poor, this helped me build up my credit score. Reviewed on: 11th April 2023

Cc

Easy to access and use defo recommend Reviewed on: 11th April 2023

Excellent

Excellent company indeed really helpful Reviewed on: 11th April 2023

Good communication

The App provides every aspect of managing your money clearly and simply Reviewed on: 11th April 2023

Credit card

Nice and easy to apply notifications when any payment is due overall great card to have Reviewed on: 11th April 2023

Best Credit Card

Zopa have been amazing. My payments & statements have always been taken/delivered as promised & they always send an alert to say what’s happening. Excellent customer service Reviewed on: 11th April 2023

Your reliable friend

It’s been a good experience, comes in handy when I am in need of financial support. Allowed me to set a limit therefore control my spending and know when enough is enough. Alerts me when there are payments coming up and how much i will be paying so it allows me to put finances in order. I can also pay it off anytime I like which is great because I can manage my finances better as well. Helps with my credit score so it is all a win win. Reviewed on: 11th April 2023

Best ever

Simple,well looked after just best ever Reviewed on: 11th April 2023

Payments

I love that when you pay your credit card it updates straight away, don't have to wait 2 working days Reviewed on: 11th April 2023

Easy to manage and review.

Zopa offers good short term credit options, with the opportunity to review expenditure and borrowing rating through the app. A great provider for credit cards regardless of the situation. Reviewed on: 11th April 2023

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