Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Nice and easy to apply notifications when any payment is due overall great card to have Reviewed on: 11th April 2023

Best Credit Card

Zopa have been amazing. My payments & statements have always been taken/delivered as promised & they always send an alert to say what’s happening. Excellent customer service Reviewed on: 11th April 2023

Your reliable friend

It’s been a good experience, comes in handy when I am in need of financial support. Allowed me to set a limit therefore control my spending and know when enough is enough. Alerts me when there are payments coming up and how much i will be paying so it allows me to put finances in order. I can also pay it off anytime I like which is great because I can manage my finances better as well. Helps with my credit score so it is all a win win. Reviewed on: 11th April 2023

Best ever

Simple,well looked after just best ever Reviewed on: 11th April 2023

Payments

I love that when you pay your credit card it updates straight away, don't have to wait 2 working days Reviewed on: 11th April 2023

Easy to manage and review.

Zopa offers good short term credit options, with the opportunity to review expenditure and borrowing rating through the app. A great provider for credit cards regardless of the situation. Reviewed on: 11th April 2023

Absolutely brilliant

Anyone want their products cannot get better,zopa number 1 Reviewed on: 11th April 2023

Excellent Service

Very quick and responsive. The app is intuitive and easy to use. So far I've been able to deal with everything using it rather than calling which saves a lot of time. No down sides as yet. Reviewed on: 11th April 2023

Good service

Good responsible lending, always let me know when I’m close to my limit and very easy to make payments Reviewed on: 11th April 2023

Brilliant!

Easy to sign up and use...easy to make payments....easy to my understand my bill and payments.. Would recommend highly! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.42 from 115 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub