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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easy

4
Really easy to use and and pay it back. Reviewed on: 11th April 2023
Linda's avatar
Linda

Excellent card provider

5
Excellent in the way you can use the app, managing your card is easy and you have access to everything youd need also allows you to keep part of your limit as emergency which is a great idea. Allround the best card ive had. Reviewed on: 11th April 2023
J W's avatar
J W

Excellent

5
Excellent service and great rates Reviewed on: 11th April 2023
Richard Norcombe's avatar
Richard Norcombe

Best in service

5
Best among all in the whole market Reviewed on: 11th April 2023
Krishna raj's avatar
Krishna raj

Great credit card

5
Very flexible and friendly service, enjoying using my Zopa credit card Reviewed on: 11th April 2023
stephen harrison's avatar
stephen harrison

Great service

5
Great service Great user friendly app with a range of useful tips and tricks Reviewed on: 11th April 2023
PJ's avatar
PJ

A good company

5
Very happy with the help and support I get from Zopa Reviewed on: 11th April 2023
David Girvan's avatar
David Girvan

Simple and convenient

5
Zopa helps me keep track of my spending by spending updates of any activities with notifications via SMS Text. Reviewed on: 11th April 2023
Muhibur Jahangir's avatar
Muhibur Jahangir

Great service

5
Absolutley easy to use and keep up with. Grwat app with speedy notifications. Reviewed on: 11th April 2023
Pauk's avatar
Pauk

The very best

5
Excellent and efficient service always Reviewed on: 11th April 2023
Kirsty Allen's avatar
Kirsty Allen

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