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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Absolutely brilliant

Anyone want their products cannot get better,zopa number 1 Reviewed on: 11th April 2023

Excellent Service

Very quick and responsive. The app is intuitive and easy to use. So far I've been able to deal with everything using it rather than calling which saves a lot of time. No down sides as yet. Reviewed on: 11th April 2023

Good service

Good responsible lending, always let me know when I’m close to my limit and very easy to make payments Reviewed on: 11th April 2023

Brilliant!

Easy to sign up and use...easy to make payments....easy to my understand my bill and payments.. Would recommend highly! Reviewed on: 11th April 2023

Easy

Really easy to use and and pay it back. Reviewed on: 11th April 2023

Excellent card provider

Excellent in the way you can use the app, managing your card is easy and you have access to everything youd need also allows you to keep part of your limit as emergency which is a great idea. Allround the best card ive had. Reviewed on: 11th April 2023

Excellent

Excellent service and great rates Reviewed on: 11th April 2023

Best in service

Best among all in the whole market Reviewed on: 11th April 2023

Great credit card

Very flexible and friendly service, enjoying using my Zopa credit card Reviewed on: 11th April 2023

Great service

Great service Great user friendly app with a range of useful tips and tricks Reviewed on: 11th April 2023

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