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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really Easy

Seamless application from start to finish app is really easy to use monthy reminders so never miss a payment Reviewed on: 11th April 2023

Good

I am happy with my account. Very easy to use and helpful. Reviewed on: 11th April 2023

Amazing

Amazing friendly and exceptional Reviewed on: 11th April 2023

Nice and Simple

Easy & simple application process, nice and easy to use App, highly recommended. Reviewed on: 11th April 2023

Friendly, fair and clear!

Zopa offer a great range of products and are always eager to help with any queries. Always a positive experience dealing with these guys! Thanks Zopa! Reviewed on: 11th April 2023

Zopa Credit Card

Simple and easy to monitor spending Reviewed on: 11th April 2023

Fantastic Service provider

Zopa has been a real amazing breath of fresh air when it comes to credit cards The ease of use and transparent services makes it so much better than many other card providers Zopa makes you feel like they really do care about their customers Reviewed on: 11th April 2023

credit card to redeem your credit back on track

This credit card is very good card to redeem your credit back on track Reviewed on: 11th April 2023

Teacher

Easy website also login simple Reviewed on: 11th April 2023

Very friendly and helpful

Find it easy to get a credit card and loan very friendly staff and helpful would highly recommend Reviewed on: 11th April 2023

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