Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Excellent

5
Excellent service and really cheap repayment Reviewed on: 11th April 2023
Darren's avatar
Darren

Excellent company

5
Zopa is the best credit card company I have ever used. The App they have is fantastic and so easy to use, there are so many different options on the app and you can also use a credit builder tool as well as a budget tool. Nothing seems to much for Zopa, they have some of the best interest rates. Everything is so transparent with them and nothing seems complicated to understand. I love how they have many different ways to help you manage your finances. I feel zopa company is the best card out there. Reviewed on: 11th April 2023
Alison 's avatar
Alison

Excellent

5
Great app and well informed. Updated immediately and text messages as to what you spend are great Reviewed on: 11th April 2023
Lisa G's avatar
Lisa G

Just perfect credit card

5
Its so easy to make payment which show in your account strsightaway so you can start spending again which i find very convinient. Reviewed on: 11th April 2023
Mohammed Rahman's avatar
Mohammed Rahman

Good credit card

4
Good credit card but high interest. Reviewed on: 11th April 2023
Ollie Reichelt's avatar
Ollie Reichelt

So easy to use!

5
Great customer service and easy App. Reviewed on: 11th April 2023
Lucy Banks's avatar
Lucy Banks

Brilliant card

5
I got zopa credit as a back up Incase I fell short and it has been a life saver. Customer service is always helpful if I have any problems their always sorted within the hour Reviewed on: 11th April 2023
Scott's avatar
Scott

Great credit card and app

5
Recently applied for a loan and was a super quick response and service. The app helps you to keep on top of managing your credit. Reviewed on: 11th April 2023
Nikki's avatar
Nikki

Excellent service

5
Professional product, simple to use and excellent customer service Reviewed on: 11th April 2023
AE General's avatar
AE General

Cannot complain

5
No issues at all, from opening g the account to the daily management through the app, it’s a good product that I can’t fault. Reviewed on: 11th April 2023
Andrew Jenkins's avatar
Andrew Jenkins

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill