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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

great company

easy to use app, lots of money tools to help along the way. overall great. Reviewed on: 11th April 2023

Very nice card

A very nice experience with the Zopa credit card!! I was notified and asked when the credit limit was increased!! Everything was extraordinary Reviewed on: 11th April 2023

Brilliant

Brilliant, small monthly fees, amazing if your struggling Reviewed on: 11th April 2023

1000

It's very good service, I'm very happy Reviewed on: 11th April 2023

Been great

Really happy with the service. Everything quick and simple Reviewed on: 11th April 2023

Simply the best around, Zopa will never let you down.

From application to using the credit card, Zopa have been great. Fantastic service. Reviewed on: 11th April 2023

Great company

Great company, great app, always helpful Reviewed on: 11th April 2023

Brilliant credit card

This credit really helps you build your rating as well as your balance! Decent repayment amounts and very quick and easy to apply Reviewed on: 11th April 2023

Great card

great card with a great app to really keep control of your finances. Reviewed on: 11th April 2023

Cheap and easy

No problems and app is easy to navigate and understand Reviewed on: 11th April 2023

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