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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great company

Great company, great app, always helpful Reviewed on: 11th April 2023

Brilliant credit card

This credit really helps you build your rating as well as your balance! Decent repayment amounts and very quick and easy to apply Reviewed on: 11th April 2023

Great card

great card with a great app to really keep control of your finances. Reviewed on: 11th April 2023

Cheap and easy

No problems and app is easy to navigate and understand Reviewed on: 11th April 2023

Very good and flexible payment plans

Much better than my banks credit card, really enjoy having this in my wallet as it's there when I need it Reviewed on: 11th April 2023

Great customer service

Very professional customer service professional and easy to communicate Reviewed on: 11th April 2023

Cannot fault it

Easy application, love the credit cushion feature, payments credit account straight away, easy to use app Reviewed on: 11th April 2023

5 star alll the way

The app is fantastic and have had great customer service Reviewed on: 11th April 2023

verry good credit card

verry good credit card low pay rate and easy to use Reviewed on: 11th April 2023

Trusty Companion

Great credit card due to zero fees on foreign transactions, I travel overseas on a regular basis and never travel without my Zopa credit card. Reviewed on: 11th April 2023

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