Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good and flexible payment plans

Much better than my banks credit card, really enjoy having this in my wallet as it's there when I need it Reviewed on: 11th April 2023

Great customer service

Very professional customer service professional and easy to communicate Reviewed on: 11th April 2023

Cannot fault it

Easy application, love the credit cushion feature, payments credit account straight away, easy to use app Reviewed on: 11th April 2023

5 star alll the way

The app is fantastic and have had great customer service Reviewed on: 11th April 2023

verry good credit card

verry good credit card low pay rate and easy to use Reviewed on: 11th April 2023

Trusty Companion

Great credit card due to zero fees on foreign transactions, I travel overseas on a regular basis and never travel without my Zopa credit card. Reviewed on: 11th April 2023

Fast easy and well communicated

Obtained credit card fast enough, full transparency, a great app and easy to talk to if need any problems- credit cushion great idea Reviewed on: 11th April 2023

Great card

Always been helpful, great security checks and affordability. Always listen to customer first Reviewed on: 11th April 2023

Good service and card

Nice customer service and friendly easy site Reviewed on: 11th April 2023

So good for using abroad

Really good card, you see the transactions straight away Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Balance Plus
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub