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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Friendly and look after my credit score

I have been with Zopa for a few months now. In that time they have kept my credit score under control. They are friendly. I appreciate them as they do me. Reviewed on: 11th April 2023

User friendly

Easy to use and very clear.. my most used credit card, weather it be a small purchase or large I always feel safe when using Zopa. Reviewed on: 11th April 2023

Zopa is reliable

Very reliable and has never failed in their services 24/7 Reviewed on: 11th April 2023

Excellent service and app

Easy to use app and friendly staff on hand if you need help. Clear balance and statements. Reviewed on: 11th April 2023

Superb

Great and easy and excellent communication Reviewed on: 11th April 2023

Easy to use

Easy to use app, all the Information easly and ready to find Reviewed on: 11th April 2023

Absolutely fantastic

Took out a credit card with Zopa and would highly recommend Reviewed on: 11th April 2023

Good credit builder

Excellent card for building credit with reasonable interest rates Reviewed on: 11th April 2023

Perfect Card

Great security and great product. Reviewed on: 11th April 2023

Best credit care

So easy to use and always there to help when needed. Great service Reviewed on: 11th April 2023

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