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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Absolutely fantastic

Took out a credit card with Zopa and would highly recommend Reviewed on: 11th April 2023

Good credit builder

Excellent card for building credit with reasonable interest rates Reviewed on: 11th April 2023

Perfect Card

Great security and great product. Reviewed on: 11th April 2023

Best credit care

So easy to use and always there to help when needed. Great service Reviewed on: 11th April 2023

Excellent company

Excellent service and customer experience highly recommend Reviewed on: 11th April 2023

No hasssle

Easy to use. Quick response and very helpful Reviewed on: 11th April 2023

5 star company

This is by far the best experience I have had with a credit card company. Easy to use app so I can pay extra when I want. Able to keep an eye on my account 24/7 without having to spend time on the phone. Definitely a company I would recommend Reviewed on: 11th April 2023

Quick and easy

Great service ftom start to finush and wonderful customer service Reviewed on: 11th April 2023

Brilliant credit card company

Brilliant credit card Reviewed on: 11th April 2023

Fantastic

Fantastic service and card. App so simple to use. I would recommend this Reviewed on: 11th April 2023

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