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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent company

Excellent service and customer experience highly recommend Reviewed on: 11th April 2023

No hasssle

Easy to use. Quick response and very helpful Reviewed on: 11th April 2023

5 star company

This is by far the best experience I have had with a credit card company. Easy to use app so I can pay extra when I want. Able to keep an eye on my account 24/7 without having to spend time on the phone. Definitely a company I would recommend Reviewed on: 11th April 2023

Quick and easy

Great service ftom start to finush and wonderful customer service Reviewed on: 11th April 2023

Brilliant credit card company

Brilliant credit card Reviewed on: 11th April 2023

Fantastic

Fantastic service and card. App so simple to use. I would recommend this Reviewed on: 11th April 2023

Very efficient

Straight forward and easy to work with. Reviewed on: 11th April 2023

Great app and support

Great phone app and support when needed ,thanks Reviewed on: 11th April 2023

Nothing but the best

Nothing but the best customer service and reliability, they never fail to amaze me in the current climate. Reviewed on: 11th April 2023

Easy and hassle free

Good service and I got my approval quickly.Overall, I highly recommend this credit card service. Reviewed on: 11th April 2023

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