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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very efficient

Straight forward and easy to work with. Reviewed on: 11th April 2023

Great app and support

Great phone app and support when needed ,thanks Reviewed on: 11th April 2023

Nothing but the best

Nothing but the best customer service and reliability, they never fail to amaze me in the current climate. Reviewed on: 11th April 2023

Easy and hassle free

Good service and I got my approval quickly.Overall, I highly recommend this credit card service. Reviewed on: 11th April 2023

Great card and service

Great service for a credit card with useful add ins to help build credit score. Reviewed on: 11th April 2023

Good

Good really like it and it’s very good card and I love it Reviewed on: 11th April 2023

Excellent Service

Best Credit Card, fast and secure and very easy to use Reviewed on: 11th April 2023

Zopa- Brilliant services

Zopa has been a godsend- easy to use very easy to manage on the app and always helpful when needed. Had no problems since I opened up a credit card with them and would highly recommend everyone to use them!!! Reviewed on: 11th April 2023

Very good

Very good and reliable. Have recommended to friends and family. Reviewed on: 11th April 2023

Great service

Two cards in one! How great is this, lower my usage on another card and pay less for months on my fuel use Zopa card , perfect card in times like these. Great service, do easy to understand and use and the app is the best I’ve seen so far Reviewed on: 11th April 2023

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