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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card and service

Great service for a credit card with useful add ins to help build credit score. Reviewed on: 11th April 2023

Good

Good really like it and it’s very good card and I love it Reviewed on: 11th April 2023

Excellent Service

Best Credit Card, fast and secure and very easy to use Reviewed on: 11th April 2023

Zopa- Brilliant services

Zopa has been a godsend- easy to use very easy to manage on the app and always helpful when needed. Had no problems since I opened up a credit card with them and would highly recommend everyone to use them!!! Reviewed on: 11th April 2023

Very good

Very good and reliable. Have recommended to friends and family. Reviewed on: 11th April 2023

Great service

Two cards in one! How great is this, lower my usage on another card and pay less for months on my fuel use Zopa card , perfect card in times like these. Great service, do easy to understand and use and the app is the best I’ve seen so far Reviewed on: 11th April 2023

Best service I've had

Very easy application didn't think I would be accepted but they gave me a chance low rates easy to manage Reviewed on: 11th April 2023

Reliable

ZOPA'S RELIABILITY EVERY MONTH FOR ANY PURCHASES I MIGHT NEED IS SECOND TO NONE. Reviewed on: 11th April 2023

Can't fault them

Application was nice an easy can't fault them as yet Reviewed on: 11th April 2023

Very helpful

This card as help me out a lot is the best card out there Reviewed on: 11th April 2023

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