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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card and company

Simple and easy to use app and gives me great flexibility to make My Purchases Reviewed on: 11th April 2023

Quick, efficient, customer friendly and dedicated

Zopa goes above and beyond to provide customers with the right product for their customer's needs. A strong, dedicated, customer friendly team is always on standby to provide you with advice and support. Reviewed on: 11th April 2023

Brilliant

I have been really happy with the whole service that I have received, brilliant stuff Reviewed on: 11th April 2023

Great customer service and easy application

Cant fault Zopa at all...easy application, helpful information, great simple to use app and straight forward friendly customer service. Reviewed on: 11th April 2023

Well done!

Everyone I gave spoken to in the company has been very helpful, the app works wonderfully well, everything is very clear and everything i need with my card is in one place Reviewed on: 11th April 2023

Excellent company

It’s an excellent company always there for what your needs Reviewed on: 11th April 2023

Great service

Service is fantastic, the app is intuitive and user friendly. I have no problem recommending Zopa to anyone! Reviewed on: 11th April 2023

Simple and efficient

From opening the account to accessing the app to make check or make payments, my experience with zopa has been faultless Reviewed on: 11th April 2023

Simple and great service

Nice and easy service very recommended to all Reviewed on: 11th April 2023

easy app

So easy to manage your finances with the APP Reviewed on: 11th April 2023

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