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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fabulous

They been fabulous they don’t keep putting up how much your aloud to Borrow like other cards do and because of that it’s kept manageable Reviewed on: 11th April 2023

Very good service

This is the best credit card I ever have in life Reviewed on: 11th April 2023

Fair deal

They are really fair to deal with Reviewed on: 11th April 2023

Easy to apply and fast reply

Not the best credit score but Zopa gave me a chance Reviewed on: 11th April 2023

Great app easy to use

Not had any issues. Always use he app as easy to navigate Reviewed on: 11th April 2023

Rapid Response Credit Card

Immediate positive decision 3 Days later, my card arrives App is great Reviewed on: 11th April 2023

So easy to use

Zopa is easy to use and have helped me build my credit score very i love it Reviewed on: 11th April 2023

Straightforward credit card

Easy to apply and the app makes it so easy to manage, great communication and payment is reflected in your balance straight away providing peace of mind. Reviewed on: 11th April 2023

Good customer service

Always very helpful never pressure you for payments. Just make sure that you can afford to pay back what you can or highly recommend this company to anyone. Keep up the good work everyone Reviewed on: 11th April 2023

They do good by me

No complaints, everything works and payments are shown straight away. No problems thus far. My second time either them, all happy. Reviewed on: 11th April 2023

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