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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fees responsible lenders

Have had a card for a while now and get regular communication with updates. Easy to use app Reviewed on: 11th April 2023

Really helpful

Needed extra cash on credit and Zopa helped with what was looking for Reviewed on: 11th April 2023

Amazing

This company well I had an issue with in 20 Mins it was solved and resolved could not fault any thing best card yet Reviewed on: 11th April 2023

First class service

Any time I needed to contact them always very helpful Reviewed on: 11th April 2023

Brilliant

Had no issues Online chat bot is available when needed Recommend Reviewed on: 11th April 2023

Great lender and would recommend to everyone

Very considerate and helpful despite personal circumstances Reviewed on: 11th April 2023

Fantastic company can't fault them

Really good company never had any issues 100% recommended Reviewed on: 11th April 2023

Great company to deal with

The app is great to use and any problems have been dealt with immediately Would recommend to my family and friends Reviewed on: 11th April 2023

Correct company

Everything went fine when i've applyed. Reviewed on: 11th April 2023

Super easy to use!

Everything is done by the app, including notifications on payments and updates. Incredibly easy to use! Reviewed on: 11th April 2023

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