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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Control at your fingertips

5
The Zopa credit card and app allows me to control my spending and payments at the click of a button on my phone putting me in control 24/7, 365 days a year. With handy reminders by text and email I never miss a communication Reviewed on: 11th April 2023

Amazing and easy service to use.

5
Always helpful and explain everything that is possible. Also have an amazing app which is so easy to use Reviewed on: 11th April 2023

Great company

5
Easy to apply quick conformation of credit. App easy to use. Reviewed on: 11th April 2023

Brilliant

5
Good communication, excellent customer service. Would recommend Reviewed on: 11th April 2023

Amazing

5
Love this company they are amazing and treat there customer with the up most respect Reviewed on: 11th April 2023

Great Card

5
Easy to use and hassle free., I'd recommend Zopa to everyone. Reviewed on: 11th April 2023

Zopa Card

5
This is a very good financial product. It also helped build my credit score. Reviewed on: 11th April 2023

Easy set up fair rates and good customer service

4
Always had a good experience while using and interacting with the Zopa team Reviewed on: 11th April 2023

Great service

5
Very easy to use, great experiance from the start Reviewed on: 11th April 2023

Very good

5
Very good and a good provider works well with me and my situation. Reviewed on: 11th April 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review