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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa credit card

Not long had my zopa credit card had £300 balance then within a say got offered another £200 love the online app to see you spends Reviewed on: 11th April 2023

Wonderful

Zopa credit makes credit building a beautiful journey. They keep updated at all times to enable you stay on top. Reviewed on: 11th April 2023

Great service

Great service always know we're you are with them Reviewed on: 11th April 2023

Excellent

Excellent customer service, easy to use App….. Reviewed on: 11th April 2023

Great all round card and app

My Zopa credit card was easy to apply for, gave a good credit limit straight away and is easy to understand. The App is also user friendly and overall i have found it to be a good credit card. Reviewed on: 11th April 2023

Amazing company

Zopa is an amazing Card provider . Reviewed on: 11th April 2023

Easy to use

I think think is a great card, I find it so easy to use, easy to access your account, I would recommend this to people it helps build credit score Reviewed on: 11th April 2023

Ease, Dependable, Friend

Biggest part of this is that I’ve never get worried, upset, threatened by and sort of email, message, credit card statement. Always been there when I need them and always wanting to help, suggest sensible ways to save and never, ever forced anything on me or my family. Reviewed on: 11th April 2023

Good credit card to build up your credit score

I've found that this card is a good way to bring my credit score up. The online experience is very easy to navigate. Excellent customer service. Reviewed on: 11th April 2023

Easy fast awesome customer service

What can I say it's best card ever have it customer service are brilliant response quickly and they are very helpful all the process to get this card was simple Reviewed on: 11th April 2023

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