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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great all round card and app

5
My Zopa credit card was easy to apply for, gave a good credit limit straight away and is easy to understand. The App is also user friendly and overall i have found it to be a good credit card. Reviewed on: 11th April 2023
Riler's avatar
Riler

Amazing company

5
Zopa is an amazing Card provider . Reviewed on: 11th April 2023
Junior Torres's avatar
Junior Torres

Easy to use

5
I think think is a great card, I find it so easy to use, easy to access your account, I would recommend this to people it helps build credit score Reviewed on: 11th April 2023
Heather's avatar
Heather

Ease, Dependable, Friend

5
Biggest part of this is that I’ve never get worried, upset, threatened by and sort of email, message, credit card statement. Always been there when I need them and always wanting to help, suggest sensible ways to save and never, ever forced anything on me or my family. Reviewed on: 11th April 2023
Chris Waterworth's avatar
Chris Waterworth

Good credit card to build up your credit score

5
I've found that this card is a good way to bring my credit score up. The online experience is very easy to navigate. Excellent customer service. Reviewed on: 11th April 2023
Rachael Cochrane 's avatar
Rachael Cochrane

Easy fast awesome customer service

5
What can I say it's best card ever have it customer service are brilliant response quickly and they are very helpful all the process to get this card was simple Reviewed on: 11th April 2023
W. Nasewicz's avatar
W. Nasewicz

Amazing

5
Really good company I love it great communication Reviewed on: 11th April 2023
James Tutcher's avatar
James Tutcher

Amazing

5
Low interest great repayments great app love it Reviewed on: 11th April 2023
Mell Civelek's avatar
Mell Civelek

Easy Peasy

5
Great company, the app very easy to use, customer service great Reviewed on: 11th April 2023
Catherine McGreevy's avatar
Catherine McGreevy

Simple, Clear and helpful

5
A credit facility that clearly sign posts the way it should be used to get the most from it. Reviewed on: 11th April 2023
D Higham's avatar
D Higham

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