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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Friendly, fair and clear!

5
Zopa offer a great range of products and are always eager to help with any queries. Always a positive experience dealing with these guys! Thanks Zopa! Reviewed on: 11th April 2023
Victoria Spencer's avatar
Victoria Spencer

Zopa Credit Card

5
Simple and easy to monitor spending Reviewed on: 11th April 2023
Carmel McVeigh's avatar
Carmel McVeigh

Fantastic Service provider

5
Zopa has been a real amazing breath of fresh air when it comes to credit cards The ease of use and transparent services makes it so much better than many other card providers Zopa makes you feel like they really do care about their customers Reviewed on: 11th April 2023
Phil Wellington's avatar
Phil Wellington

credit card to redeem your credit back on track

5
This credit card is very good card to redeem your credit back on track Reviewed on: 11th April 2023
Oghogho EDO-OKUNZUWA 's avatar
Oghogho EDO-OKUNZUWA

Teacher

5
Easy website also login simple Reviewed on: 11th April 2023
alper tokdemir's avatar
alper tokdemir

Very friendly and helpful

5
Find it easy to get a credit card and loan very friendly staff and helpful would highly recommend Reviewed on: 11th April 2023
Gary Payne's avatar
Gary Payne

Excellent

5
Excellent service and really cheap repayment Reviewed on: 11th April 2023
Darren's avatar
Darren

Excellent company

5
Zopa is the best credit card company I have ever used. The App they have is fantastic and so easy to use, there are so many different options on the app and you can also use a credit builder tool as well as a budget tool. Nothing seems to much for Zopa, they have some of the best interest rates. Everything is so transparent with them and nothing seems complicated to understand. I love how they have many different ways to help you manage your finances. I feel zopa company is the best card out there. Reviewed on: 11th April 2023
Alison 's avatar
Alison

Excellent

5
Great app and well informed. Updated immediately and text messages as to what you spend are great Reviewed on: 11th April 2023
Lisa G's avatar
Lisa G

Just perfect credit card

5
Its so easy to make payment which show in your account strsightaway so you can start spending again which i find very convinient. Reviewed on: 11th April 2023
Mohammed Rahman's avatar
Mohammed Rahman

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