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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great app.

Easy to use app. Appropriate credit limit and easy to pay. Reviewed on: 15th January 2026

Easy online application Great app to use.

Easy online application Great app to use. Excellent ways to pay your balance at affordable rates. Quick decision and a virtual card or plastic card Reviewed on: 15th January 2026

application to the finish I receiv...

From start of the application to the finish I received excellent service. The product is very good and the quality of product is excellent Reviewed on: 15th January 2026

Ease of use, nothing hidden .

Ease of use, nothing hidden everything at your finger tips Reviewed on: 15th January 2026

An excellent card and easy to use on the app...

An excellent card and easy to use on the app Reviewed on: 15th January 2026

Great experience no issues, app is very good to use...

Great experience no issues, app is very good to use and is easy for setting it up and have had a great experience and has helped me plan and be able to grow my credit score more and I am very happy with it Reviewed on: 15th January 2026

Excellent service and great customer support

Excellent service and great customer support Reviewed on: 15th January 2026

Excellent to deal with very prompt.

Excellent to deal with very prompt. Reviewed on: 15th January 2026

Zopa the approachable

I have found Zola to be professional and approachable. With an app that is easy to navigate which is essential for my nature years. Reviewed on: 15th January 2026

The best credit card very easy everything in the app...

The best credit card very easy everything in the app Reviewed on: 15th January 2026

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