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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing experience

I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

Excellent service all round very helpful staff

Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

Friendly & polite staff

Excellent service friendly and polite staff would recommend to anyone Reviewed on: 6th March 2026

Very good

Very good experience nether had a problem Reviewed on: 6th March 2026

Very easy to use and always helped when I've had an...

Very easy to use and always helped when I've had an issue Reviewed on: 6th March 2026

Brilliant credit card very helpful

Brilliant credit card very helpful Reviewed on: 6th March 2026

Easy, nice to obtain, excellent App

Easy, nice to obtain, excellent App Reviewed on: 6th March 2026

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