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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to use and the app is very helpful...

Very easy to use and the app is very helpful Reviewed on: 6th March 2026

Recommend

Have used a few times. Very easy process and quick Reviewed on: 6th March 2026

My experience with Zopa have been amazing since it i...

My experience with Zopa have been amazing since it is easy and comfortable to use. Reviewed on: 6th March 2026

Best and reliable

Zopa is the best very reliable and easy to use and all in all great Reviewed on: 6th March 2026

Great company

So easy to apply and app is brilliant and easy to use Reviewed on: 6th March 2026

Evcelllent service and freedom to use the card.

Evcelllent service and freedom to use the card. The whole package included is fantastic. Reviewed on: 6th March 2026

When I applied for the Zopa Credit card my credit sc...

When I applied for the Zopa Credit card my credit score wasn't exactly perfect so I thought that I would get refused but the customer service was excellent and my application was successful. Reviewed on: 6th March 2026

Easy and exceptional

I havnt had any issues with my card since having it x Reviewed on: 6th March 2026

News starter but so far so good and competitive inte...

News starter but so far so good and competitive interest rates. Reviewed on: 6th March 2026

Zopa offered me a range of solutions with brilliant...

Zopa offered me a range of solutions with brilliant customer service for each for these - very fast efficient and well serviced Reviewed on: 6th March 2026

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