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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Love Zopa Great from Start to Finish

Great from Start to Finish Easy to use and always helpful People to ask thing Reviewed on: 6th March 2026

alls good it is simple and works for me

alls good it is simple and works for me Reviewed on: 6th March 2026

Fabulous card and so easy to manage

Fabulous card and so easy to manage Reviewed on: 6th March 2026

So easy to apply for great service.

So easy to apply for great service. Reviewed on: 6th March 2026

the application process was simple and straight foward.

the application process was simple and straight foward. I have struggled in some other credit providers to get credit but with Zopa it was easy and satisfying. Reviewed on: 6th March 2026

Zopa has made my life so much easier with the cost o...

Zopa has made my life so much easier with the cost of living as high as it is. Reviewed on: 6th March 2026

Outstanding company

Be nice to be offered a credit limit increase as been a customer for a while now but apart from that I really can’t fault them Reviewed on: 6th March 2026

Excellent service, great easy app xx

Excellent service, great easy app xx Reviewed on: 6th March 2026

Best credit card out there

Always there for you ready to answer your questions. A very good credit card/company. Reviewed on: 6th March 2026

Easy and fast service card easy to use at most...

Easy and fast service card easy to use at most places Reviewed on: 6th March 2026

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