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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Zopa credit card

Great service, good interest rate Reviewed on: 15th January 2026

So easy to use .

So easy to use ... and very good company Reviewed on: 15th January 2026

Zopa are helping me on my credit building journey.

Zopa are helping me on my credit building journey. Offering a manageable credit limit, reminding me of payments due and showing me all transactions I have made. As well as being able to link my bank account, I can apply for other lines of credit, but also open savings accounts Reviewed on: 15th January 2026

All good thank you easy app and easy to manage

All good thank you easy app and easy to manage Reviewed on: 15th January 2026

App is spot on

Very easy to use app and always a member of staff available to help you!! Excellent Reviewed on: 15th January 2026

App So easy to use.

App So easy to use. So Easy to make payments as well. Great interest rate Reviewed on: 15th January 2026

Very helpful with information and great customer ser...

Very helpful with information and great customer service.any problems get resolved very quickly Reviewed on: 15th January 2026

Excellent service never worried while zopa card with me

Excellent service never worried while zopa card with me Reviewed on: 15th January 2026

Fast reliable service.

Fast reliable service. App easy to install and use Reviewed on: 15th January 2026

Zopa gave me a credit card when no one else did allw...

Zopa gave me a credit card when no one else did allwayd encourage customer save money on house hold bills etc Reviewed on: 15th January 2026

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