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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic service

Great experience using this company very easy to use and help is always available if neede Reviewed on: 6th March 2026

Zopa dope dope!

Cannot be beaten, full stop! Would definitely recommend to anyone Reviewed on: 6th March 2026

Never had any problems in all aspects of my acount

Never had any problems in all aspects of my acount Reviewed on: 6th March 2026

Good services

Excellent customer service and good laans offer with excellent rate of credit card Reviewed on: 6th March 2026

Great experience

It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

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