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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

Best group

Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Does exactly what they say they will do

Have experienced everything I have requested has been achieved with no fuss. Reviewed on: 6th March 2026

Very easy to install and use app for the credit...

Very easy to install and use app for the credit card Reviewed on: 6th March 2026

Exceptional customer service

Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

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