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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Reliable friendly service,Easy affordable repayments.

Reliable friendly service,Easy affordable repayments.No hassle Reviewed on: 6th March 2026

Easy process and great customer service

Easy process and great customer service Reviewed on: 6th March 2026

Great Company

Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026

Straightforward application and quick decision.

Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026

Fantastic company and excellent products very happy

Fantastic company and excellent products very happy Reviewed on: 6th March 2026

Cool and wise

Easy app to use straight forward Reviewed on: 6th March 2026

Amazing card and app-the first to accept me after ma...

Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026

Zopa App

it was easy to apply and the decision was faster than the internet itself :) Reviewed on: 6th March 2026

It’s a good credit card when it’s hard to get anothe...

It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026

Best team

Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026

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