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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Great credit card.

Quick set up, very good service. All round excellent. Reviewed on: 15th January 2026

Very easy to use app very quick service

Very easy to use app very quick service Reviewed on: 15th January 2026

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Great customers service

Great customers services. Very easy to use app. Reviewed on: 15th January 2026

Zopa got me out of financial problems and allowed an...

Zopa got me out of financial problems and allowed and helped me to get back on track when no other lender would. Thank you for your support Reviewed on: 15th January 2026

Zopa has helped to build my credit score!

Zopa has helped to build my credit score! Reviewed on: 15th January 2026

Excellent service very good service

Excellent service very good service Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Great Zopa card, I use it over my other cards

Great card, I use it over my other cards Reviewed on: 15th January 2026

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