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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to understand.

Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026

people you can actually talk to

easy to use and great customer service. Reviewed on: 6th March 2026

Im so happy from Zopa credit card everything is easy...

Im so happy from Zopa credit card everything is easy and clear Reviewed on: 6th March 2026

Nice and simple, does what it says in the tin.

Nice and simple, does what it says in the tin. App very user friendly and notifications helpful without being overly intrusive. Deals all the time for new and existing products. Better experience than with more traditional banks. Reviewed on: 6th March 2026

Very helpful and very understanding

Very helpful and very understanding Reviewed on: 6th March 2026

My credit rating improved within 2 months.

My credit rating improved within 2 months. It's a handy card and everything on the app so straight forward excellent experience thus far Reviewed on: 6th March 2026

I have had a Zopa card for about 1 year.

I have had a Zopa card for about 1 year. I have the app so it is easy to see my spend or how much is left on the card. My credit was raised after a few months. My friend also has 1 and was suprised she could get 1. Reviewed on: 6th March 2026

Great company, easy to use and understand.

Great company, easy to use and understand. Great app. Help there when you need. Fantastic Reviewed on: 6th March 2026

I have no complaints at all and wouldn't hesitate to...

I have no complaints at all and wouldn't hesitate to recommend you to all my friends and family thank you Reviewed on: 6th March 2026

Helped with credit building and giving me a chance t...

Helped with credit building and giving me a chance to sort my finances Reviewed on: 6th March 2026

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