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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant, I would highly recommend this company .

Brilliant, I would highly recommend this company . I have credit cards and have never had any issue with them Reviewed on: 6th March 2026

Quick, simply done & informative

Quick, simply done & informative Reviewed on: 6th March 2026

No issues and used there service for years

Used zopa for a number of years and had any issues. App is so easy to use and very reliable. I would recommend Reviewed on: 6th March 2026

A good understanding of their clients

Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026

Easy to use, especially with the app

Easy to use, especially with the app Reviewed on: 6th March 2026

A quick and responsive credit card account.

A quick and responsive credit card account. Debits and credits are quick to post and refunds are just as quick. I am really pleased with Zopa and would recommend them to friends and family. Reviewed on: 6th March 2026

I contacted Zopa regarding strange activity on my ac...

I contacted Zopa regarding strange activity on my account, the agent that dealt with my enquiry was very efficient in sorting out the problem. I’ve had no other issues in dealing with Zopa, a good company to deal with. Reviewed on: 6th March 2026

Well done

Good experience and would like to recommend it to the wider public Reviewed on: 6th March 2026

Below average

Considering the particular savings account of my choice is a 91day notice period, the interest rates are average to poor Reviewed on: 6th March 2026

So far so good

All be good so far not had any issues and all straightforward Reviewed on: 6th March 2026

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