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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa dopa doo.

Zopa dopa doo. Fresh and innovative credit cards. Reviewed on: 6th March 2026

The whole process has been amazing

The whole process has been amazing Reviewed on: 6th March 2026

There to help

They away there went you need someone to help Reviewed on: 6th March 2026

Computer service excellent and easy to operate.

Computer service excellent and easy to operate. Reviewed on: 6th March 2026

Great service

Great service and a great looking card Reviewed on: 6th March 2026

help me out when I need it the most and gave me a ch...

help me out when I need it the most and gave me a chance to build my credit score when other companies won't not would recommend zopa bank to everyone easy to use app and very clear and easy to pay back and borrow when you need it took minutes to apply and got a quick decision card came early and was able to use as soon it was activated within the app fast and reliable Reviewed on: 6th March 2026

Apart from spending and paying you I haven’t had muc...

Apart from spending and paying you I haven’t had much dealings with you. Reviewed on: 6th March 2026

Ease of use with app, great customer service with he...

Ease of use with app, great customer service with helpful staff. Helpful updates and reminders. Reviewed on: 6th March 2026

Easy to use

Very easy to use no problems using the app and making payments Reviewed on: 6th March 2026

I am very happy with Zopa.

I have been very happy with Zopa their efficiency and excellent customer service is outstanding. I value Zopa very much. Reviewed on: 6th March 2026

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