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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick no hassle service easy to set up and use...

Quick no hassle service easy to set up and use Reviewed on: 6th March 2026

Really great experience.

Really great experience. Easy to use, clear and transparent. Highly recommend. Reviewed on: 6th March 2026

Great card ,clear app and now on Apple pay

Great card ,clear app and now on Apple pay Reviewed on: 6th March 2026

Had zopa before, brilliant company to use.

Had zopa before, brilliant company to use. Reviewed on: 6th March 2026

So far so good

Easy application, fast decision. Low amount to start off but that's sensible, look forward to a long, successful relationship. Very happy will all aspects of the service provided. Reviewed on: 6th March 2026

Great service and easy to use.

Great service and easy to use. Not had any issues with zopa at all Reviewed on: 6th March 2026

Zopa are very easy to deal with and everything was d...

Zopa are very easy to deal with and everything was done very quickly. Reviewed on: 6th March 2026

Happy times ahead.

Very simple and easy to apply. Extremely helpful and efficient. Such a quick response and a very pleasing outcome. Yeah Reviewed on: 6th March 2026

Alway found them to be extremely good

Alway found them to be extremely good Reviewed on: 6th March 2026

I love the Zopa app,it has everything you need from...

I love the Zopa app,it has everything you need from a lender Reviewed on: 6th March 2026

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