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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service all round very helpful staff

Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

Friendly & polite staff

Excellent service friendly and polite staff would recommend to anyone Reviewed on: 6th March 2026

Very good

Very good experience nether had a problem Reviewed on: 6th March 2026

Very easy to use and always helped when I've had an...

Very easy to use and always helped when I've had an issue Reviewed on: 6th March 2026

Brilliant credit card very helpful

Brilliant credit card very helpful Reviewed on: 6th March 2026

Easy, nice to obtain, excellent App

Easy, nice to obtain, excellent App Reviewed on: 6th March 2026

Ive had avery positive experience with Zopa credit card

Ive had avery positive experience with Zopa credit card Reviewed on: 6th March 2026

Zopa the one

Zopa are easy to deal with as a credit card company I'm happy with them the app is so easy to navigate and I like the fact that you can make a payment whenever you like . Reviewed on: 6th March 2026

Green visa for goEasy to use on holidays

Easy to use on holidays no problem with paying for items banking app great Reviewed on: 6th March 2026

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