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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good card

They very careful with increases and saving options are good Reviewed on: 6th March 2026

I have alway had good severs and no plombles

I have alway had good severs and no plombles Reviewed on: 6th March 2026

vbrill ery good customer service, very easy to follow

very good customer service, very easy to follow Reviewed on: 6th March 2026

Quick decision making and prompt delivery of the card.

Quick decision making and prompt delivery of the card. Reviewed on: 6th March 2026

I had to deal with customer service during to verifi...

I had to deal with customer service during to verification issues and they were very helpful and supportive Reviewed on: 6th March 2026

Good card and nice and easy to use

Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Amazing experience

I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

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