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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Offered credit card when couldn't get credit no mult...

Offered credit card when couldn't get credit no multiple or repeated questions well done and glad I chose zopa thanks Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Helpful for emergencies...

So easy and gives you peace of mind incase of an emergency bill thrown at us. Reviewed on: 15th January 2026

Customer service at Zopa is friendly, helpful and so...

Customer service at Zopa is friendly, helpful and solve issues very quickly. Cannot recommend them enough Reviewed on: 15th January 2026

Great, service.

Great, service. Card arrived speedily, easy to activate, love the Zopa App. Reviewed on: 15th January 2026

Good card good rates..

Good card good rates. Visa so accepted everywhere. Helps manage your money. Reviewed on: 15th January 2026

Fab customer service.

Fab customer service. User friendly app. Easy to manage and navigate. Reviewed on: 15th January 2026

I’ve used Zopa now for a good few years and never ha...

I’ve used Zopa now for a good few years and never had a problem with them. And they have always been there when needed. Reviewed on: 15th January 2026

Never have a problem with zopa

Never have a problem with zopa always on hand whenever you need to talk Reviewed on: 15th January 2026

Great app.

Easy to use app. Appropriate credit limit and easy to pay. Reviewed on: 15th January 2026

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