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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Brilliant

5
Had no issues Online chat bot is available when needed Recommend Reviewed on: 11th April 2023
gemma andrews's avatar
gemma andrews

Great lender and would recommend to everyone

5
Very considerate and helpful despite personal circumstances Reviewed on: 11th April 2023
Tobi Ajiboye's avatar
Tobi Ajiboye

Fantastic company can't fault them

5
Really good company never had any issues 100% recommended Reviewed on: 11th April 2023
Laura DOWNING's avatar
Laura DOWNING

Great company to deal with

5
The app is great to use and any problems have been dealt with immediately Would recommend to my family and friends Reviewed on: 11th April 2023
Albert 's avatar
Albert

Correct company

5
Everything went fine when i've applyed. Reviewed on: 11th April 2023
Todor Donchev's avatar
Todor Donchev

Super easy to use!

5
Everything is done by the app, including notifications on payments and updates. Incredibly easy to use! Reviewed on: 11th April 2023
Tia's avatar
Tia

Control at your fingertips

5
The Zopa credit card and app allows me to control my spending and payments at the click of a button on my phone putting me in control 24/7, 365 days a year. With handy reminders by text and email I never miss a communication Reviewed on: 11th April 2023
Linda Quinn's avatar
Linda Quinn

Amazing and easy service to use.

5
Always helpful and explain everything that is possible. Also have an amazing app which is so easy to use Reviewed on: 11th April 2023
Aiden McMullan's avatar
Aiden McMullan

Great company

5
Easy to apply quick conformation of credit. App easy to use. Reviewed on: 11th April 2023
Karen Stewart's avatar
Karen Stewart

Brilliant

5
Good communication, excellent customer service. Would recommend Reviewed on: 11th April 2023
Rach's avatar
Rach

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