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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect for strengthening credit score

Very easy to use app, customer service always friendly and happy to help Reviewed on: 11th April 2023

Fantastic app

The Zopa app is so easy and fantastic to use, never had a issue at all. Reviewed on: 11th April 2023

Great to use

It was great to use zopa. There easy payment method made me more comfortable i using zopa. Reviewed on: 11th April 2023

Zopa Zopa

Very good and very easy to use. Happy to recommend Reviewed on: 11th April 2023

Excellent

Great support and easy to use. Recommend to anyone Reviewed on: 11th April 2023

Outstanding

Easy company to work with exceptional customer service Reviewed on: 11th April 2023

Zop service very professional

Zopa is very good service and very professional people to help. Reviewed on: 11th April 2023

Thank you for raising my credit score

I was able to get this card from Zopa , I have spent some money with it, and my credit score after a while went up , obviously after repayment. Very good customer service and the app works very well. Thank you Zopa Reviewed on: 11th April 2023

Great company

Would recommend to all people I know Reviewed on: 11th April 2023

Really accessible and easy to use

This is by far the best credit card ever. It’s easy to maintain and use and the repayment rates are outstanding Reviewed on: 11th April 2023

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