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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Friendly fair

5
Very friendly and excellent service. Reviewed on: 11th April 2023
Dawn Sharples 's avatar
Dawn Sharples

Incredible

5
This has been my fav credit provider. They have really helped me In maintaining my credit score Reviewed on: 11th April 2023
Ashena Green's avatar
Ashena Green

24/7 Credit Card

5
Does exactly what it says on the tin, no fuss no worries! Reviewed on: 11th April 2023
jeremy francesco's avatar
jeremy francesco

Reliable,helpful,good structure

5
Amazing service helping you manage your day to day finance needs. Reviewed on: 11th April 2023
Callum Byatt's avatar
Callum Byatt

Very happy customer

5
Amazing way to boost your credit score with an amazing company Reviewed on: 11th April 2023
Joe GOODALL 's avatar
Joe GOODALL

Excellent

5
Everything is excellent service is v good not any problem I am very happy to use zopa credit card for purchase and shopping as well thanks Reviewed on: 11th April 2023
Syed Amir's avatar
Syed Amir

Good promised

5
Very efficient and quick response Reviewed on: 11th April 2023
whtangtse@gmail.com's avatar
[email protected]

Excellent

5
Happy to work with Zopa credit card Reviewed on: 11th April 2023
Mihaela Hermeneanu 's avatar
Mihaela Hermeneanu

Great company!

5
Zopa provides an efficient and easy to use service, I do not have any complaints regarding their credit card. Very impressed thank you. Reviewed on: 11th April 2023
Pops's avatar
Pops

Top credit card

5
Good rates, easy to use and the app makes managing the account oh so easy!!! Reviewed on: 11th April 2023
galen marick's avatar
galen marick

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