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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zop service very professional

Zopa is very good service and very professional people to help. Reviewed on: 11th April 2023

Thank you for raising my credit score

I was able to get this card from Zopa , I have spent some money with it, and my credit score after a while went up , obviously after repayment. Very good customer service and the app works very well. Thank you Zopa Reviewed on: 11th April 2023

Great company

Would recommend to all people I know Reviewed on: 11th April 2023

Really accessible and easy to use

This is by far the best credit card ever. It’s easy to maintain and use and the repayment rates are outstanding Reviewed on: 11th April 2023

Friendly fair

Very friendly and excellent service. Reviewed on: 11th April 2023

Incredible

This has been my fav credit provider. They have really helped me In maintaining my credit score Reviewed on: 11th April 2023

24/7 Credit Card

Does exactly what it says on the tin, no fuss no worries! Reviewed on: 11th April 2023

Reliable,helpful,good structure

Amazing service helping you manage your day to day finance needs. Reviewed on: 11th April 2023

Very happy customer

Amazing way to boost your credit score with an amazing company Reviewed on: 11th April 2023

Excellent

Everything is excellent service is v good not any problem I am very happy to use zopa credit card for purchase and shopping as well thanks Reviewed on: 11th April 2023

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