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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

So good

It is so useful and helpful . I like it so much. It is so reliable. Reviewed on: 11th April 2023

Brilliant for building your credit score

Highly recommend to anyone fixing there credit score Reviewed on: 11th April 2023

Simple credit

Getting Zopa was a breeze. The app is really easy to use and repaying your card is simple. I feel like I am in control of my credit card with Zopa. Highly recommend. Reviewed on: 11th April 2023

Brilliant product

Excellent service, can’t recommend highly enough Reviewed on: 11th April 2023

Fantastic company

Had no issues with Zopa always helpful and willing to help and advise whenever you need it Reviewed on: 11th April 2023

Amazing

Very helpful amazing company lovely app and easy to use 5 star Reviewed on: 11th April 2023

Awesome

Accepted me when no-one else would and have never had a problem with anything, 10/10 would and have recommend Reviewed on: 11th April 2023

Above and beyond

No system habituation here ! Excellent all round Reviewed on: 11th April 2023

Never have any problems

The app is super user friendly and straight forward, don't get bombarded by emails constantly, never have any issues paying my bills and the customer service team are lovely! Reviewed on: 11th April 2023

Best credit card that I have ever used

Provide best customer experience. Safe personal data Best credit payment Easy to use to purchase online or using contactless Reviewed on: 11th April 2023

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