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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best

You arę The best . Always be very helpful and always have time for customer Reviewed on: 11th April 2023

Fantastic provider

I've had lots of advice and support from Zopa and have found their products and application very easy to use Reviewed on: 11th April 2023

Friendly and easy to use

I have a credit card and have found their online easy to use plus it doesn't just help me keep track of my spending and repayments but also suggests ways to reduce outgoings and new products I may like. The app is great and their customer service so far has been perfect - no complaints and very happy with the service Reviewed on: 11th April 2023

Great Credit Card!

They offer a good service when it comes to credit, friendly customer service and easy to use app Reviewed on: 11th April 2023

Very reliable card and services

Good banking good staff good service Reviewed on: 11th April 2023

The best!

The best and most simple banking app i have used and fantastic customer service when needed Reviewed on: 11th April 2023

Excellent services

Applying was easy, regular up dates, clear and simple up dates on services Reviewed on: 11th April 2023

Very good

I'm very happy with it when I need to use it Reviewed on: 11th April 2023

No hassle credit card

Very simple using the Zopa app have all the information you need at your fingertips Reviewed on: 11th April 2023

Simple

The app is very easy to use, I receive updates on my account and when to pay so I don't end up in arrears Reviewed on: 11th April 2023

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