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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Awesome

Accepted me when no-one else would and have never had a problem with anything, 10/10 would and have recommend Reviewed on: 11th April 2023

Above and beyond

No system habituation here ! Excellent all round Reviewed on: 11th April 2023

Never have any problems

The app is super user friendly and straight forward, don't get bombarded by emails constantly, never have any issues paying my bills and the customer service team are lovely! Reviewed on: 11th April 2023

Best credit card that I have ever used

Provide best customer experience. Safe personal data Best credit payment Easy to use to purchase online or using contactless Reviewed on: 11th April 2023

Best

You arę The best . Always be very helpful and always have time for customer Reviewed on: 11th April 2023

Fantastic provider

I've had lots of advice and support from Zopa and have found their products and application very easy to use Reviewed on: 11th April 2023

Friendly and easy to use

I have a credit card and have found their online easy to use plus it doesn't just help me keep track of my spending and repayments but also suggests ways to reduce outgoings and new products I may like. The app is great and their customer service so far has been perfect - no complaints and very happy with the service Reviewed on: 11th April 2023

Great Credit Card!

They offer a good service when it comes to credit, friendly customer service and easy to use app Reviewed on: 11th April 2023

Very reliable card and services

Good banking good staff good service Reviewed on: 11th April 2023

The best!

The best and most simple banking app i have used and fantastic customer service when needed Reviewed on: 11th April 2023

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