Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa - changing the credit cards for the future!

Zopa don't just judge the credit score they take a range of affordability measures and offer a great service to their customers! Reviewed on: 11th April 2023

Better than most

Although the interest rate is a little high it has worked for me..... my rating isn't great.... as anyone with low rating will know it's difficult to get a credit card..... and then stupid amounts of interest..... zopa aren't too bad. The app is easy to use for extra payments too. Reviewed on: 11th April 2023

Great credit card

There interst is low which helps me keep up with payments Reviewed on: 11th April 2023

Zopa

I have had zopa for a while now I think thay are very good Reviewed on: 11th April 2023

The best

Best and easiest way to apply and use Reviewed on: 11th April 2023

Easy use of ap

Easy use of app straight forward to use Reviewed on: 11th April 2023

Excellent service

100% would recommend to everyone Reviewed on: 11th April 2023

Best card ever

Hi this zopa card is very good just like a bank card when you transfer money they be in your accounts within 5 mins. Plus it blocks the card itself if they think fraudulent is happening then u have to unblock the card through the app. Reviewed on: 11th April 2023

Good

Very Goood service good service facilities when paying, easy to use Reviewed on: 11th April 2023

Great service

Easy to use and very helpful service, best iv used to date Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28655 reviews
Classic Credit Card
from Capital One 4.14 from 300 reviews
Credit card
from Jaja Finance 4.72 from 2530 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub