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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very reliable card and services

Good banking good staff good service Reviewed on: 11th April 2023

The best!

The best and most simple banking app i have used and fantastic customer service when needed Reviewed on: 11th April 2023

Excellent services

Applying was easy, regular up dates, clear and simple up dates on services Reviewed on: 11th April 2023

Very good

I'm very happy with it when I need to use it Reviewed on: 11th April 2023

No hassle credit card

Very simple using the Zopa app have all the information you need at your fingertips Reviewed on: 11th April 2023

Simple

The app is very easy to use, I receive updates on my account and when to pay so I don't end up in arrears Reviewed on: 11th April 2023

Zopa - changing the credit cards for the future!

Zopa don't just judge the credit score they take a range of affordability measures and offer a great service to their customers! Reviewed on: 11th April 2023

Better than most

Although the interest rate is a little high it has worked for me..... my rating isn't great.... as anyone with low rating will know it's difficult to get a credit card..... and then stupid amounts of interest..... zopa aren't too bad. The app is easy to use for extra payments too. Reviewed on: 11th April 2023

Great credit card

There interst is low which helps me keep up with payments Reviewed on: 11th April 2023

Zopa

I have had zopa for a while now I think thay are very good Reviewed on: 11th April 2023

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