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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Credit Building

5
The card is perfect for me to help build my credit score, would recommend it to anyone. Reviewed on: 11th April 2023
Mario Vocaturo 's avatar
Mario Vocaturo

Amazing credit card

5
Ever since I have been given the opportunity to have Zopa credit card, I have never regretted it. Application is very straightforward and with the decision is very quickly. Zopa Application is very easy to understand once you download it on phone. With the help of the App, you can easily monitoring your account and know when are being given any offer like increase in credit limit etc. I will definitely recommend this card to anyone. Reviewed on: 11th April 2023
Titus A's avatar
Titus A

Noice bank

5
Very nice bank, always helping improve credit Reviewed on: 11th April 2023
Ederson Junior's avatar
Ederson Junior

Great service and easy to use

5
I had bad credit and they helped me build it back up Reviewed on: 11th April 2023
Ace's avatar
Ace

Very good card

5
Very good card, easy to use app, and also money goes straight back on to card when you make a payment, none of this waiting 2 working days like other cards Reviewed on: 11th April 2023
David H's avatar
David H

Best credit card provider

5
So simple and efficient, I wish every credit card provider cared about their customer's experience as much as Zopa. Good rates and the app is easy to access with a great user interface. Well done Zopa! Setting new standards for the rest of the industry. Reviewed on: 11th April 2023
Kimmy Tuzcuoglu's avatar
Kimmy Tuzcuoglu

Super-Zopa!

5
Excellent service and the best credit card I have had! Great app - easy to follow, highly recommended, in fact I’ve recommended Zopa to my family and friends.. 1st class Credit provider with a host of other credit facilities, . …Keep up the super work Zopa! Reviewed on: 11th April 2023
Andy Allen's avatar
Andy Allen

Great company all round

5
Great service, they look after their customers and are very helpful with reminders and keeping you on top of everything, nothing is too much! Reviewed on: 11th April 2023
Josh Killen's avatar
Josh Killen

Great

5
Excellent credit card provider , great for building your credit score . Really good app as well Reviewed on: 11th April 2023
Dusica Savic 's avatar
Dusica Savic

Great

4
Can not sat a bad word Bout this product or company Reviewed on: 11th April 2023
David Green's avatar
David Green

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