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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I love Zopa

The customer service team are fantastic people. They are reliable, fast and responsive Reviewed on: 11th April 2023

Helpful and informative

I find that Zopa stand out from other credit card suppliers by sending through timely reminders for payments and the information they give about the amount I can afford to pay this month will affect my balance. Very happy with this card. Reviewed on: 11th April 2023

Easy efficient and good app

As above app updates very quickly easy verification system for payments and quick updates when actions are taken Reviewed on: 11th April 2023

Very easy to use the App

Provides a better service than my other 3 cards. Reviewed on: 11th April 2023

Good website.

Website easy. Good communication. Regular statements. Friendly. Reviewed on: 11th April 2023

I confidently recommend anything related to ZOPA

I had a great experience with the ZOPA credit card, which remains one of the best I've ever used. I recommend it with confidence. Reviewed on: 11th April 2023

Great service

Keeps me informed the app is very easy to use. Reviewed on: 11th April 2023

Giver Of Second Chances

After completely messing up my credit during my younger years, I thought that I would not be able to find a way to rebuild it. However, Zopa was able to do so, looking at my present situation and teaching me new healthy money habits as well as encouraging me to grow and take accountability for each transaction. Thank you Reviewed on: 11th April 2023

Thats a great credit card

This card is easy to use and have very good Reviewed on: 11th April 2023

Top card

Happy with this card good app with lots of features. Reviewed on: 11th April 2023

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