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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Noice bank

5
Very nice bank, always helping improve credit Reviewed on: 11th April 2023
Ederson Junior's avatar
Ederson Junior

Great service and easy to use

5
I had bad credit and they helped me build it back up Reviewed on: 11th April 2023
Ace's avatar
Ace

Very good card

5
Very good card, easy to use app, and also money goes straight back on to card when you make a payment, none of this waiting 2 working days like other cards Reviewed on: 11th April 2023
David H's avatar
David H

Best credit card provider

5
So simple and efficient, I wish every credit card provider cared about their customer's experience as much as Zopa. Good rates and the app is easy to access with a great user interface. Well done Zopa! Setting new standards for the rest of the industry. Reviewed on: 11th April 2023
Kimmy Tuzcuoglu's avatar
Kimmy Tuzcuoglu

Super-Zopa!

5
Excellent service and the best credit card I have had! Great app - easy to follow, highly recommended, in fact I’ve recommended Zopa to my family and friends.. 1st class Credit provider with a host of other credit facilities, . …Keep up the super work Zopa! Reviewed on: 11th April 2023
Andy Allen's avatar
Andy Allen

Great company all round

5
Great service, they look after their customers and are very helpful with reminders and keeping you on top of everything, nothing is too much! Reviewed on: 11th April 2023
Josh Killen's avatar
Josh Killen

Great

5
Excellent credit card provider , great for building your credit score . Really good app as well Reviewed on: 11th April 2023
Dusica Savic 's avatar
Dusica Savic

Great

4
Can not sat a bad word Bout this product or company Reviewed on: 11th April 2023
David Green's avatar
David Green

Zopa

5
Have been with zopa just over a year now and highly recommend them to anyone always at the end of the phone if needed or on line chat would never stop using them Reviewed on: 11th April 2023
shaun hooper's avatar
shaun hooper

Great credit card

5
Very supportive company and easy to use app Reviewed on: 11th April 2023
donna smith's avatar
donna smith

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