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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Super-Zopa!

5
Excellent service and the best credit card I have had! Great app - easy to follow, highly recommended, in fact I’ve recommended Zopa to my family and friends.. 1st class Credit provider with a host of other credit facilities, . …Keep up the super work Zopa! Reviewed on: 11th April 2023

Great company all round

5
Great service, they look after their customers and are very helpful with reminders and keeping you on top of everything, nothing is too much! Reviewed on: 11th April 2023

Great

5
Excellent credit card provider , great for building your credit score . Really good app as well Reviewed on: 11th April 2023

Great

4
Can not sat a bad word Bout this product or company Reviewed on: 11th April 2023

Zopa

5
Have been with zopa just over a year now and highly recommend them to anyone always at the end of the phone if needed or on line chat would never stop using them Reviewed on: 11th April 2023

Great credit card

5
Very supportive company and easy to use app Reviewed on: 11th April 2023

Excellent credit card

5
Easy to use competitive rates. Quick application process. Reviewed on: 11th April 2023

Very easy and approachable

5
Very easy and approachable :) When I had an issue they were very helpful Reviewed on: 11th April 2023

BBAwrds

5
Friendly, professional, and helpful understanding staff with an easy to use app that keeps you in control in manging your account.. Reviewed on: 11th April 2023

Great

5
Good on what they charge very understand a great rate prefect Reviewed on: 11th April 2023

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