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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Wxcellent

5
Absolutely great company there if you need help at anytime. Their credit card app is excellent you can see everything to do with your account. Helpful hints on how to build your credit. Highly recommend Reviewed on: 11th April 2023
Irene Munro 's avatar
Irene Munro

Easy to use

5
Love this statement and payment reminder even do your score update easy to use great communication Reviewed on: 11th April 2023
lin Biddle's avatar
lin Biddle

Great credit company

5
Easy to use app, keeps you updated via emails with anything changing. Can't fault them. Reviewed on: 11th April 2023
B.L Cal's avatar
B.L Cal

Excellent service

5
Been with Zopa a while now never a problem Reviewed on: 11th April 2023
Rabg's avatar
Rabg

Best Card Ever

5
Love this little card, been so easy to set up, set a cushion and repay .Very informative and detailed emails and a handy reminder evey month mean I never miss a replacement. Would definitely recommend to friends and family. Reviewed on: 11th April 2023
Lisa Smith's avatar
Lisa Smith

Great credit card

5
Always helpful and easy to use . It helps keep my spending in check. Reviewed on: 11th April 2023
Carly Stephenson's avatar
Carly Stephenson

Outstanding

5
Easy to use and easy monthly payments would highly recommend Reviewed on: 11th April 2023
Daniel ryan 's avatar
Daniel ryan

Great credit card

5
Great credit card , customer service experience is great warm And friendly, Zopa app easy to use highly recommend Reviewed on: 11th April 2023
Charlotte Ellis's avatar
Charlotte Ellis

Great Company

5
Great company, very friendly and helpful staff, very useful app to help with finances Reviewed on: 11th April 2023
James Sugg's avatar
James Sugg

Good service

5
Keeps an eye on my purchases by asking me to verify its me and I like the fact that it makes me use my pin Reviewed on: 11th April 2023
Marjorie Binks's avatar
Marjorie Binks

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