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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

First class

Zopa came at exactly the right time for me and has never let me down. First class service. Reviewed on: 11th April 2023

The best!

Friendly service team, great rates and easy to use the app to track my spending. Also love the credit cushion feature to keep me on track. Reviewed on: 11th April 2023

Outstanding credit card

The best credit card I had. Quick and effortless. Well done you guys. Reviewed on: 11th April 2023

Best costumer service

Great customer service, a fantastic app very enjoyable and easy to use. Thank you so much. Reviewed on: 11th April 2023

Great for credit building

Zopa is credit for helping people with a low credit score build their credit file Reviewed on: 11th April 2023

I love how easy and simple zopa is

Using zopa is super easy and even apying for credit was a breeze, they regularly notify you If you’re eligible for a higher limit and you can even See uour affordability in the app Reviewed on: 11th April 2023

Credit card

10/10 easy to use loads of different tools to help you keep on track Reviewed on: 11th April 2023

Have had a seamless experience with Zopa

Easy application, easy to use app, always informed of balance, payments etc. Unless insights into credit stability etc Reviewed on: 11th April 2023

Happy with this credit card

Good credit card Reviewed on: 11th April 2023

Great Service

Always happy to help, provide all information updates regularly Reviewed on: 11th April 2023

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