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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Outstanding

Easy to use and easy monthly payments would highly recommend Reviewed on: 11th April 2023

Great credit card

Great credit card , customer service experience is great warm And friendly, Zopa app easy to use highly recommend Reviewed on: 11th April 2023

Great Company

Great company, very friendly and helpful staff, very useful app to help with finances Reviewed on: 11th April 2023

Good service

Keeps an eye on my purchases by asking me to verify its me and I like the fact that it makes me use my pin Reviewed on: 11th April 2023

First class

Zopa came at exactly the right time for me and has never let me down. First class service. Reviewed on: 11th April 2023

The best!

Friendly service team, great rates and easy to use the app to track my spending. Also love the credit cushion feature to keep me on track. Reviewed on: 11th April 2023

Outstanding credit card

The best credit card I had. Quick and effortless. Well done you guys. Reviewed on: 11th April 2023

Best costumer service

Great customer service, a fantastic app very enjoyable and easy to use. Thank you so much. Reviewed on: 11th April 2023

Great for credit building

Zopa is credit for helping people with a low credit score build their credit file Reviewed on: 11th April 2023

I love how easy and simple zopa is

Using zopa is super easy and even apying for credit was a breeze, they regularly notify you If you’re eligible for a higher limit and you can even See uour affordability in the app Reviewed on: 11th April 2023

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