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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent and trustworthy service

I have had a few credit cards and Zopa seem to be more interested in keeping you as a customer safe and secure when transacting online. Customers services are always about to help with any query Reviewed on: 11th April 2023

Best experience ever

The best credit card for my and my family Reviewed on: 11th April 2023

Great card

Great to helping build your credit score. Easy to use on line app. Would recommend Zopa Reviewed on: 11th April 2023

Efficient and reliable

Fabulous customer service and an excellent card to have Reviewed on: 11th April 2023

Credit card

Fast service, instant decision and low interest rates Reviewed on: 11th April 2023

95%

Zopa is a very caring company, they are very reliable, and also very helpful, I will always appreciate the good job. Reviewed on: 11th April 2023

Ve@&

I love using Zopa credit card, it makes my life easier. Reviewed on: 11th April 2023

Thumbs Up

Very simple interface and easy to use with no complaints. Can’t rate it any better ! Been using Zopa for years Reviewed on: 11th April 2023

Easy and Simple

The app is very easy to navigate and when having problems and questions, the contact team are very reliable. Reviewed on: 11th April 2023

Fantastic service easy the best

Best credit card service I’ve ever had Reviewed on: 11th April 2023

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