Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Highly recommend

Great for building credit. Never had any issues. Reviewed on: 11th April 2023

Very easy to deal with

Very easy to deal with and easy process which they give you a manageable limit Reviewed on: 11th April 2023

Very impressive

Great credit card I’ve had. I would definitely recommend them to others Reviewed on: 11th April 2023

Credit card - Zopa

They have got great customer service, and their app is very user friendly - easy to navigate through. I have recommended Zopa to some of my friends. Reviewed on: 11th April 2023

Zopa easy

Fantastic easy to use dim of credit Reviewed on: 11th April 2023

Very good

Very good, kept up to date with everything that needs to be told Reviewed on: 11th April 2023

Good

They always look out for you and never just give you money nor up your limit on your credit card they observe your situation. Reviewed on: 11th April 2023

Best starter credit card

I needed a credit card to help build my credit and Zopa has helped me build a credit record and stabilize my credit score. Best decision I made was to get this card. Reviewed on: 11th April 2023

The best way to reverse your credit score

Using Zopa credit card is the best thing which is helping me in reversi my credit score. Reviewed on: 11th April 2023

Helpful

Zopa have really helped to rebuild my credit score. They also have very easy to use app and it is very easy to make your monthly payments. I would recommend them. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.03 from 3 reviews
British Airways credit card
from American Express 4.32 from 91 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub