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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good

They always look out for you and never just give you money nor up your limit on your credit card they observe your situation. Reviewed on: 11th April 2023

Best starter credit card

I needed a credit card to help build my credit and Zopa has helped me build a credit record and stabilize my credit score. Best decision I made was to get this card. Reviewed on: 11th April 2023

The best way to reverse your credit score

Using Zopa credit card is the best thing which is helping me in reversi my credit score. Reviewed on: 11th April 2023

Helpful

Zopa have really helped to rebuild my credit score. They also have very easy to use app and it is very easy to make your monthly payments. I would recommend them. Reviewed on: 11th April 2023

Outstanding service

I have had my Zopa credit card for over 1 year now and I can honestly say it is much better than any other cards I have used before. The Zopa app is very easy to use and very well put together. Reviewed on: 11th April 2023

Hassle free

The app is very simple, straightforward and easy to use. Regular notifications keep user informed and up to date. Would highly recommend Reviewed on: 11th April 2023

Good easy card to use

Very good card to use call centre is good with people who have knowledge about the products Reviewed on: 11th April 2023

Excellent

Always looking to do more for the customer Reviewed on: 11th April 2023

Top service zopa credit card.

Excellent customer service and easy to use app..all purchases and payments can be seen almost immediately and credit limits set according to affordability..highly recommended Reviewed on: 11th April 2023

Credit card with flexibility

Easy to use App and setting up card was simple enough, great that you can monitor your usage and notified when a purchase and /or a payment to you card has been made Reviewed on: 11th April 2023

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