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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Outstanding service

5
I have had my Zopa credit card for over 1 year now and I can honestly say it is much better than any other cards I have used before. The Zopa app is very easy to use and very well put together. Reviewed on: 11th April 2023
Daniel Dorrington's avatar
Daniel Dorrington

Hassle free

5
The app is very simple, straightforward and easy to use. Regular notifications keep user informed and up to date. Would highly recommend Reviewed on: 11th April 2023
darren spencer's avatar
darren spencer

Good easy card to use

5
Very good card to use call centre is good with people who have knowledge about the products Reviewed on: 11th April 2023
Siraz Kakuji's avatar
Siraz Kakuji

Excellent

5
Always looking to do more for the customer Reviewed on: 11th April 2023
Stevej's avatar
Stevej

Top service zopa credit card.

5
Excellent customer service and easy to use app..all purchases and payments can be seen almost immediately and credit limits set according to affordability..highly recommended Reviewed on: 11th April 2023
Chris smith's avatar
Chris smith

Credit card with flexibility

5
Easy to use App and setting up card was simple enough, great that you can monitor your usage and notified when a purchase and /or a payment to you card has been made Reviewed on: 11th April 2023
William Wilkinson's avatar
William Wilkinson

Best credit card

5
Best credit card for helping to repair your credit rating Reviewed on: 11th April 2023
Kate's avatar
Kate

Great for rebuilding poor credit!

5
Zopa has given me a chance to rebuild my poor credit score, they are very helpful and the app is easy to use. I would highly recommend Zopa to all my friends and family. Reviewed on: 11th April 2023
Simon Ferris's avatar
Simon Ferris

Excellent

5
Smooth process when setting up, great communication and honest company Reviewed on: 11th April 2023
Louise Holland's avatar
Louise Holland

Great credit card

5
I have been using the Zopa credit card for one a year now and it has helped to increase my credit rating as well as providing me with credit increases when they can see I have been using the card responsibly. Reviewed on: 11th April 2023
Sinead Mcbride's avatar
Sinead Mcbride

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