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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44350)

Best credit card

5
Best credit card for helping to repair your credit rating Reviewed on: 11th April 2023
Kate's avatar
Kate

Great for rebuilding poor credit!

5
Zopa has given me a chance to rebuild my poor credit score, they are very helpful and the app is easy to use. I would highly recommend Zopa to all my friends and family. Reviewed on: 11th April 2023
Simon Ferris's avatar
Simon Ferris

Excellent

5
Smooth process when setting up, great communication and honest company Reviewed on: 11th April 2023
Louise Holland's avatar
Louise Holland

Great credit card

5
I have been using the Zopa credit card for one a year now and it has helped to increase my credit rating as well as providing me with credit increases when they can see I have been using the card responsibly. Reviewed on: 11th April 2023
Sinead Mcbride's avatar
Sinead Mcbride

The company

5
They have been very helpful advising how much you spend and keep you updated with any new products Reviewed on: 11th April 2023
wilma kelly's avatar
wilma kelly

Good credit card to have

5
Good card to have. Great app to control your spending/account management. Reviewed on: 11th April 2023
Nikola Lucking's avatar
Nikola Lucking

Great credit card

5
I have a credit card with zopa and they are fantastic. They message you a reminder ahead of your payment due date so you don't forget it. They are a good all round company and their online app is so easy to understand and use. I would highly recommend zopa to anyone. Reviewed on: 11th April 2023
Penny's avatar
Penny

Best card

5
Great card,never had any issues with it. Everything can be done on the app. Very sattisfied custome Reviewed on: 11th April 2023
S's avatar
S

Takes The strain

5
Helps me when I need it most at a rate I can afford! Reviewed on: 11th April 2023
Dave Bell's avatar
Dave Bell

Credit card service and updates

5
Zopa is always provides best service and updates in terms of credit card and credit limit. Reviewed on: 11th April 2023
Strange World's avatar
Strange World

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