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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The company

They have been very helpful advising how much you spend and keep you updated with any new products Reviewed on: 11th April 2023

Good credit card to have

Good card to have. Great app to control your spending/account management. Reviewed on: 11th April 2023

Great credit card

I have a credit card with zopa and they are fantastic. They message you a reminder ahead of your payment due date so you don't forget it. They are a good all round company and their online app is so easy to understand and use. I would highly recommend zopa to anyone. Reviewed on: 11th April 2023

Best card

Great card,never had any issues with it. Everything can be done on the app. Very sattisfied custome Reviewed on: 11th April 2023

Takes The strain

Helps me when I need it most at a rate I can afford! Reviewed on: 11th April 2023

Credit card service and updates

Zopa is always provides best service and updates in terms of credit card and credit limit. Reviewed on: 11th April 2023

I don't have a zopa credit card

You keep sending me statements but I do not have any Zopa products? Reviewed on: 11th April 2023

Happy

Very happy with the product and service you provide Reviewed on: 11th April 2023

Quick credit limit increase

Been a customer for nearly a year now. Easy to make payments and quickest to give credit limit increase Reviewed on: 11th April 2023

Brilliant company

Very fair, honest and transparent with everything Reviewed on: 11th April 2023

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